Business owners in Tulsa, Oklahoma City, and Edmond are able to compare insurance quotes online to save time and money. By purchasing insurance from an independent agency like Tulsa Insurance Guy, they can rely on a high level of experience and expertise while getting several quotes at once. Prior to purchasing a policy, it is important to consider the primary areas of a commercial insurance strategy.
Oklahoma Commercial Auto Insurance
A standard personal auto insurance policy will not cover the vehicle when it is used for business purposes. In this case, a commercial auto insurance policy is required to have adequate coverage.
Oklahoma Commercial General Liability Insurance (CGL)
A CGL policy is a policy that has several liability-related insurance needs for a business, including bodily injury, personal injury, property damage, and advertising injury. It is a strong option for receiving plenty of coverage areas in one type of policy.
Oklahoma Commercial Property Insurance
Items such as fire, theft, and natural disasters that one would recognize on a homeowner policy are found on a commercial property insurance policy. If the business has a physical location of any kind, this type of policy would be a requirement for protecting the structure and its surroundings from the environment, people, and vehicles.
Oklahoma Workers Compensation
Mandatory in Oklahoma and Arkansas for the vast majority of businesses (there are few exceptions), workers compensation protects an employee that is hurt on the job. It provides benefits that range from salary to medical for the individual.
Oklahoma Business Owner Package (BOP)
Small businesses that are starting out may wish to purchase a policy that offers a level of universal protection for many items. With a BOP package, vehicle, property damage, bodily injury, and business income insurance is included along with others to form a cost-effect insurance policy. It can help a business cover a multitude of insurance needs with one simple and convenient policy.
Business owners can purchase commercial insurance policies from an independent agency like Tulsa Insurance Guy to save time and money. A number of quotes can be compared online for maximum convenience.